We are looking into the data breach and Equifax's response, but cannot comment further at this time," a spokesperson told CNNMoney. "The CFPB is authorized to take enforcement action against institutions engaged in unfair, deceptive, or abusive acts or practices, or that otherwise violate federal consumer financial laws. The House Financial Services Committee Chairman Jeb Hensarling, a Republican from Texas, also said his committee will hold a hearing on the breach.Ĭonsumer Financial Protection Bureau is looking into the breach as well Meanwhile, Congressman Ted Lieu, a Democrat from California, sent a letter to House Judiciary Committee Chairman Bob Goodlatte and ranking member John Conyers calling for a hearing to investigate the data breach. New York Attorney General Eric Schneiderman launched a formal investigation into the hack on Friday. In addition, some attorneys argue that even if you don't opt out, the arbitration provision does not cover suits related to this breach. But you can opt out of that provision if you notify the company in writing within 30 days. If you sign up for Equifax's offer of free identity theft protection and credit file monitoring, you may be limiting your rights to sue and be forced to take disputes to arbitration. Each customer is provided an enrollment date starting earliest on Monday. Then, you have the option to enroll in the program, but you can't actually sign up for the service until next week. Once submitted, you will receive a message indicating whether you've been affected. You'll need to provide your last name and the last six digits of your social security number. To enroll and/or check whether you were affected, visit and click on the Check Potential Impact tab. It is giving free service for one year through its TrustedID Premier business, regardless of whether you've been impacted by the hack. The company hasn't clarified but noted an investigation is ongoing.Īm I at risk, and what is Equifax doing to help?Įquifax is proposing that customers sign up for credit file monitoring and identity theft protection. website application vulnerability to gain access to certain files." A company spokesperson did not immediately respond to a request for further comment. It informed the public on September 7.Įquifax said criminals "exploited a U.S. The hackers accessed personal information such as names, Social Security numbers, birth dates, addresses, credit card numbers and the numbers of some driver's licenses.Įquifax said the breach happened between mid-May and July. The company said it found no evidence that consumers in other countries were affected beyond the U.S., U.K. customers.Įquifax said it will send notices in the mail to people whose credit card numbers or dispute records were breached. customers were compromised, in addition to "personal identifying information" on about 182,000 U.S. Credit card numbers for about 209,000 U.S. and Canada were also impacted, but Equifax hasn't said how many. After we receive the request and verify your identity, you will receive confirmation.The company says as many as 143 million people in the United States were hit. Read more about acceptable documents here. If you are requesting to temporarily lift or permanently remove a security freeze via mail, you'll need to provide documents to validate your identity and address. Please download this form for instructions and mailing address. You'll also have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. You'll be required to give certain information to verify your identity. You can check the status of your security freeze through your myEquifax account as well. Online, by creating a myEquifax account.You can do this in one of the following ways: If you want to convert your security freeze to a lock, you'll need to permanently remove the freeze. You can have a security freeze on your Equifax credit report or a lock, but not both.
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |